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Borrowing against home equity – Canada.ca – A home equity line of credit (HELOC) works much like a regular line of credit. You can borrow money whenever you want, up to the credit limit. You can take out money from a home equity line of credit when you need to by using your regular banking methods. You pay it back and borrow again. This line of credit is secured by your home.

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Everything you need to know before taking out a home equity. – A home equity line of credit works a bit like a credit card. You get a variable interest credit line of up to a certain dollar amount and can tap it as often as you like.. your maximum home.