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Blog- My Reverse Mortgage Expert – Reverse mortgages provide an option for seniors to obtain cash from the equity in their homes. Prior to the reverse mortgage product, a senior citizen might have considered downsizing into a smaller home or to obtain an affordable home equity mortgage loan that requires regular monthly payments.

What is a Reverse Mortgage for Seniors? | Discover How It. – What is a Reverse Mortgage? A reverse mortgage is a loan for seniors age 62 and older. hecm reverse mortgage loans are insured by the Federal housing administration (fha) 1 and allow homeowners to convert their home equity into cash with no monthly mortgage payments. 2 After obtaining a reverse mortgage, borrowers must continue to pay property taxes and insurance and.

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