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USDA home loans, like VA mortgages are a 100% financing home loan. Because there is no down payment, the credit score requirements for USDA mortgages is a little higher than FHA. Most lenders will require a 640 credit score to qualify for a USDA home loan.

FHA Loan With No Credit History. February 7, 2017 – Some borrowers come to the FHA loan process with a long credit history, while other borrowers are just getting started.. Remember, the FHA does not make home loans. They insure the FHA loans that we can assist you in getting. FHA.com is a.

Buying your first home can be scary, but it doesn’t have to be. Learn the basics of home buying and explore our affordable first-time home buyer loans. Buying your first home can be scary, but it doesn’t have to be.. Don’t have a lot of credit history, or worried it’s not good enough?.

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