stated income loans are making a comeback – sort of. Extremely popular in the early 2000s, stated income loans were one of the factors of the housing market collapse. Why? Lenders were approving borrowers based on the income stated on their loan application, but didn’t require income documentation to verify if it was accurate.

No Documentation Mortgage – No Doc: A type of reduced-documentation-required mortgage program in which income and assets aren’t disclosed on the loan application and employment isn’t verified.

Stated Income Mortgage Loans – No Income Lenders – Find Lenders for Limited Doc Home Loans and Stated Income Mortgages. Home equity lines of credit can improve cash flow, and provide flexibility for investing. Having an equity line of credit can provide a safety net of cash reserves for family emergencies and investment opportunities. 2nd liens are not for everyone but,

No-doc mortgage loans: No income. – Small Business Loans – No-Doc Loans offer extremely versatile qualifying guidelines coupled with flexible underwriting standard. In short, there is no income verification, no income documentation, no tax returns, and on certain refinance transactions you will not have to provide any bank statements.

But, how do no-doc mortgages work? A no-doc mortgage loan is one where borrowers are not required by mortgage lenders to provide any.

Zero-down home loans are back. Be very leery. – It will hurt first-time buyers and those with limited resources as they. of the successful use of a zero-down loan. I purchased a rowhouse in the U Street neighborhood in 2002 using a zero-down, no.

No Income Verification Mortgage Loan Programs Available – However, today things have changed and there are alternative stated income loans available for people who have a need for a limited or no doc mortgage. No Doc Mortgage Loan History. Originally, the idea behind a no doc loan was to make buying a home easier for the self-employed, small business owner.

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Finance One online – Unique real estate loans stated income – Unique Home Loans. Finance One now offers unique loan programs like Stated Income Home Loans (Stated Income Loans limited to CA, GA, NJ, NY, MA, TX, PA.other states case by case), no doc loans, foreign national loans, high ratio loans, etc.

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