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US home purchase loan demand up, refinancing slips – NEW YORK, April 28 (Reuters) – U.S. mortgage applications fell last week as a drop in home refinancing volume outweighed the highest demand for home purchase loans in six months, data from an industry.

These homeowners may justify such refinancing by pointing out that remodeling adds value to the home or that the interest rate on the mortgage loan is less than the rate on money borrowed from.

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Understanding Closing Costs on Mortgage Loans Your refinance rate is also affected by your credit score, amount of home equity, debt-to-income ratio and the length of the loan.You can also buy a lower rate by paying for discount points. Rates and fees also vary from lender to lender, so you want to be sure to shop around when refinancing a mortgage to be sure to get the best deal.

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