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Buying a Mobile Home: What You Need to Know | realtor.com – Buying a mobile home: loan options. If you decide to finance the cost of your mobile home or land, the rules are a bit different from those for standard single-family homes.. For a new single-wide.

Financing Rural Modular/Manufactured Homes: What You Should Know Financing is challenging for any homeowner, and that’s especially true when it comes to mobile homes and some manufactured homes. These loans aren’t as plentiful as standard home loans, but they are available from several sources and government-backed loan programs can make it easier to qualify and keep costs low.

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Loans for Manufactured, Mobile and Modular Homes. – Advertiser Disclosure. Mortgage Loan Options for Manufactured, Mobile and Modular Homes. Friday, February 1, 2019. Editorial Note: The editorial content on this page is not provided or commissioned by any financial institution.

HUD.gov / U.S. Department of Housing and Urban Development (HUD) – 15 years for a manufactured home lot loan; 25 years for a loan on a multi-section manufactured home and lot; Locating a Dealer. Manufactured homes are usually purchased through dealers or retailers that sell the homes. The names of lenders in your area which specialize in financing manufactured homes can be obtained from local retailers.

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Loan Options for Manufactured, Mobile and Modular Homes – With a chattel loan, the manufactured home itself is treated as collateral for the loan. Initially, the lender will take ownership of the home. Then, once you finish paying it off in full, ownership is transferred to you. Financing a mobile home. It would be difficult to get financing on a true mobile home, Pina warned.

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